1. Standard Plain- Vanilla Credit Card

Standard credit cards are known as plain-vanilla credit cards because they do not offer any frills or rewards. They are also relatively easy to understand. If you want a card that is not complicated and you are not interested in earning a reward, then you can choose such a credit card.

Standard credit cards allow you to get the amount of money that you can get to a certain credit line. When you make a purchase, credit is used and after paying, more credits are made available. At the end of each month a finance charge is applied on the outstanding balance. There is a minimum payment in the credit card, which must be paid from a certain due date to avoid late payment penalties.

1.  Standard Plain-Vanilla “Credit Cards (in hindi )

Standard  क्रेडिट कार्ड को  Plainvanilla क्रेडिट कार्ड के रूप  में जाना जाता है क्योंकि वे कोई फ्रिल्स या पुरस्कार नहीं देते हैं वेसमझने के लिए अपेक्षाकृत   आसान भी हैं यदि आप एक ऐसा कार्ड चाहते हैं जो  जटिलनहीं है और आप  पुरस्कार अर्जित करने में रुचि  नहीं  रखते  हैं  तो  आप  इस प्रकार के क्रेडिट कार्ड काचयन कर सकते हैं।

standard क्रेडिट कार्ड आपको एक निश्चित क्रेडिट सीमा तक घूमने  वाली शेष  राशि  प्राप्त करने की  अनुमति देता है जब आप खरीदारी करते हैंतो क्रेडिट का उपयोग किया जाता है और भुगतान करने केबाद अधिक  क्रेडिट उप लब्ध कराया जाता हैप्रत्येक माह के अंत में बकाया शेष राशि पर एक वित्त शुल्क  लागू कियाजाता है क्रेडिट कार्ड में  न्यूनतम  भुगतान होता है  जिसे देर से भुगतानदंड   से बचनेके लिए एक निश्चित देय तिथि से भुगतान किया जाना चाहिए।





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